This is a summary of the terms, conditions and exclusions of the travel insurance provided by GK General. What is stated in this summary is subject to what is stated in the travel policy’s terms and conditions. For more information refer to the policy wording obtainable from our downloads section.

Standard Cover in USD Schengen Visa Cover
Maximum Age 70 70
     
Summary of Benefits    
     
Section 1: Worldwide Assistance Service Assistance Assistance
Section 2: Personal Accident Refer to below Refer to below
24 Hour: Death or PTD $ 40,000 € 10,000
Carrier: Death or PTD $ 40,000 € 40,000
Section 3: Overseas Medical and Dental Expenses $ 100,000 € 50,000
Medical Expenses and Evacuation Included in section 3 Included in section 3
Repatriation Included in section 3 Included in section 3
Accompanying travel companion $ 1,000 € 2,000
Visit by any one person $ 1,000 € 2,000
Repatriation of children $ 1,000 € 2,000
Emergency dental treatment $ 200 € 250
Burial or cremation Included in section 3 Included in section 3
Section 4: Travel and related expenses Refer to below Refer to below
Cancellation $ 1,500 € 1,000
Trip interruption $ 1,500 € 1,000
Anticipated return $ 1,500 € 1,000
Trip Delay $ 200 € 500
Section 5: Personal Baggage Refer to below Refer to below
Loss, Theft or Damage $ 2,000 € 1,500
Baggage Delay $ 2,000 € 1,000
Section 6: Legal Assistance Refer to below Refer to below
Bail Bond $ 1,000 € 1,000
Personal Liability $ 100,000 € 50,000
Carrier Accumulation limit $ 3,500,00 € 4,000,000
Excess per benefit per claim $ 50 € 40

Product Benefits

Medical & Repatriation

Emergency Dental

Additional Accommodation & Travel Expenses

Pre-existing Medical Expenses

Winter Sports

Adventure Sports

Can't Travel

Non-refundable deposits for pre-paid travel and accommodation You do not use because of Your inability to start Your Trip or complete the Trip due to the following reasons:

Up to 50% for non-refundable deposits for pre-paid travel and accommodation You do not use when you need to cancel your Trip due to a reason that is not listed under "Cancel for Named Reason" above.

100% of non-refundable deposits for pre-paid travel and accommodation You have lost, following the complete suspension of operations of the SA registered airline, cruise shi or car rental company due to financial insolvency.

Travel Delay

Missed Connection

Personal Baggage

Baggage Delay

Loss of cash and/or Passport

Personal Liability

Personal Accident

Important Information

Motorcycle / Moped Riding

If you wish to be covered for riding a motorcycle/moped as the driver or pillion passenger during your trip, you must purchase a travel insurance plan that includes cover for Adventure Sports. Even if you purchase Adventure Sports cover, you will only be covered if:

Snow Skiing and Snowboarding

If you wish to be covered for snow skiing or snowboarding during your trip, you must purchase a travel insurance plan that includes cover for Adventure Sports. Even if you purchase Adventure Sports cover, you will only be covered if:

Medical

This policy is NOT a Medical Aid, and does not provide cover for procedures that can be carried out in Your country of residence after repatriation. Our travel insurance covers unexpected illness and injury only.