Definition of a Pre-Existing Medical Condition
Any past or current Medical Condition that has given rise to symptoms or for which any form of treatment or prescribed medication, medical consultation, investigation or follow-up/check-up has been required or received during 6 months prior to the commencement of cover under this policy and/or prior to any Trip and
Any cardiovascular or circulatory condition (e.g. heart condition, hypertension, blood clots, raised cholesterol, stroke, aneurysm) that has occurred at any time prior to the commencement of cover under this policy and/or prior to any Trip.
You will be required to disclose a pre-existing medical condition to the Insurer, prior to embarking on your travel, in order to obtain pre-authorisation. Please click here to download the requisite form.
The following restrictions apply to pregnancies:
- Cover is only provided for unexpected serious complications of pregnancy which occur during or before the 25th week
- No cover for childbirth or the health of the newborn